:root{--bg:#071514;--panel:#0d2220;--panel2:#112c29;--line:#25423d;--text:#eff7f0;--muted:#a3bbb1;--teal:#65c5a7;--gold:#efc66d;--coral:#ed9277;--shadow:0 20px 55px #0005}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;background:var(--bg);color:var(--text);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}button,input{font:inherit}button{cursor:pointer}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}
header{position:sticky;top:0;z-index:30;background:rgba(7,21,20,.92);backdrop-filter:blur(16px);border-bottom:1px solid #ffffff12}.topbar{height:76px;display:flex;align-items:center;justify-content:space-between;gap:22px}.brand{display:flex;align-items:center;gap:11px;font-weight:900;letter-spacing:-.04em;font-size:1.2rem}.mark{width:40px;height:40px;border-radius:13px;background:var(--teal);color:#06201a;display:grid;place-items:center;font-size:1.35rem}.brand small{display:block;font-size:.61rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);font-weight:700;margin-top:-3px}.toplinks{display:flex;align-items:center;gap:23px;font-size:.88rem;font-weight:700}.toplinks a{color:#d6e6dc}.toplinks a:hover,.toplinks a.active{color:var(--teal)}.btn{border:1px solid transparent;border-radius:999px;padding:12px 19px;background:var(--teal);color:#06201a;font-weight:850;display:inline-flex;align-items:center;justify-content:center;gap:8px;transition:transform .2s,filter .2s}.btn:hover{transform:translateY(-2px);filter:brightness(1.08)}.btn.ghost{background:transparent;color:var(--text);border-color:#46665d}.btn.dark{background:var(--panel2);color:var(--text);border-color:var(--line)}.menu-btn{display:none;background:var(--panel);border:1px solid var(--line);color:var(--text);border-radius:11px;padding:8px 12px}
.layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:34px;align-items:start}.side{position:sticky;top:100px;margin-top:35px;background:var(--panel);border:1px solid var(--line);border-radius:20px;padding:18px 12px}.side-label{font-size:.68rem;text-transform:uppercase;letter-spacing:.16em;color:#71948a;font-weight:900;padding:8px 12px 11px}.side a{display:flex;gap:11px;align-items:center;padding:10px 12px;border-radius:11px;color:#c0d3ca;font-size:.88rem;font-weight:700;margin:2px 0}.side a:hover,.side a.active{background:#183b34;color:var(--teal)}.side .side-icon{width:20px;text-align:center}.side-sep{height:1px;background:var(--line);margin:13px 8px}.side-note{padding:10px 12px;color:#8fa99e;font-size:.76rem}
main{min-width:0}.hero{padding:76px 0 65px;position:relative;overflow:hidden;background:radial-gradient(ellipse at 85% 20%,#1b5140 0%,transparent 35%),radial-gradient(ellipse at 5% 80%,#173d35 0%,transparent 33%)}.eyebrow{display:inline-flex;align-items:center;gap:9px;border:1px solid #315d4e;border-radius:99px;padding:7px 12px;color:var(--teal);font-size:.73rem;text-transform:uppercase;letter-spacing:.13em;font-weight:900}.dot{width:7px;height:7px;background:var(--gold);border-radius:50%}h1{font-size:clamp(2.7rem,5.5vw,5.1rem);line-height:.99;letter-spacing:-.065em;margin:23px 0;max-width:760px}h1 em{font-style:normal;color:var(--teal)}.lead{font-size:1.1rem;color:#b6ccc1;max-width:650px;margin:0 0 28px}.actions{display:flex;flex-wrap:wrap;gap:12px}.hero-art{margin-top:38px;min-height:250px;border:1px solid #2c5146;border-radius:25px;background:linear-gradient(135deg,#12352e,#0c201e);position:relative;overflow:hidden;padding:26px;display:flex;align-items:end}.hero-art svg{position:absolute;right:0;top:0;width:58%;height:100%;opacity:.92}.art-copy{position:relative;z-index:1;max-width:400px}.art-copy h2{font-size:1.65rem;line-height:1.1;letter-spacing:-.04em;margin:0 0 8px}.art-copy p{color:#a9c4b7;margin:0;max-width:350px;font-size:.9rem}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:0 0 42px}.stat{background:var(--panel);border:1px solid var(--line);border-radius:17px;padding:20px}.stat strong{display:block;color:var(--gold);font-size:1.65rem;letter-spacing:-.04em}.stat span{font-size:.8rem;color:var(--muted)}
section.content{padding:65px 0}.kicker{font-size:.73rem;text-transform:uppercase;letter-spacing:.16em;color:var(--teal);font-weight:900}.section-head{display:flex;justify-content:space-between;align-items:end;gap:28px;margin-bottom:28px}.section-head h2,.page-title{font-size:clamp(2rem,3.8vw,3.35rem);line-height:1.03;letter-spacing:-.06em;margin:10px 0 0}.section-head p{max-width:450px;color:var(--muted);margin:0}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:15px}.card{background:var(--panel);border:1px solid var(--line);border-radius:20px;padding:24px;min-height:260px;display:flex;flex-direction:column;transition:transform .2s,border .2s}.card:hover{transform:translateY(-4px);border-color:#4a8975}.card-icon{height:49px;width:49px;border-radius:15px;background:#1a4037;display:grid;place-items:center;font-size:1.45rem}.card h3{font-size:1.28rem;letter-spacing:-.03em;margin:20px 0 7px}.card p{font-size:.9rem;color:var(--muted);margin:0 0 16px}.pill{display:inline-flex;align-self:flex-start;background:#392f1c;color:var(--gold);border-radius:99px;padding:5px 10px;font-size:.7rem;font-weight:850;margin-top:auto}.text-link{color:var(--teal);font-weight:850;font-size:.86rem;margin-top:16px;align-self:flex-start}
.split{display:grid;grid-template-columns:.8fr 1.2fr;gap:35px;align-items:start}.panel{background:var(--panel);border:1px solid var(--line);border-radius:21px;padding:25px}.panel h3{margin:0 0 8px;font-size:1.25rem}.muted{color:var(--muted)}.timeline{display:grid;gap:12px}.phase{display:grid;grid-template-columns:105px 1fr;gap:18px;padding:19px;background:var(--panel);border:1px solid var(--line);border-radius:16px}.phase time{color:var(--teal);font-size:.76rem;font-weight:900}.phase h3{margin:0 0 5px;font-size:1rem}.phase p{margin:0;color:var(--muted);font-size:.87rem}
.case-tabs{display:flex;flex-wrap:wrap;gap:9px;margin:25px 0 18px}.tab{border:1px solid var(--line);background:var(--panel);color:#b9cdc4;border-radius:999px;padding:10px 15px;font-weight:800;font-size:.85rem}.tab.active,.tab:hover{background:var(--teal);color:#06201a;border-color:var(--teal)}.case-panel{background:var(--panel);border:1px solid var(--line);border-radius:22px;padding:27px;display:grid;grid-template-columns:1fr .7fr;gap:26px}.case-panel h3{font-size:1.5rem;margin:0 0 9px;letter-spacing:-.04em}.case-panel p{color:var(--muted)}.case-aside{background:#122f29;border:1px solid #2b5446;border-radius:16px;padding:20px}.case-aside strong{display:block;color:var(--gold);font-size:1.2rem}.case-aside span{color:#a9c4b7;font-size:.8rem}
.calculator-grid{display:grid;grid-template-columns:1fr .9fr;gap:18px}.calc{background:var(--panel);border:1px solid var(--line);border-radius:22px;padding:27px}.range-row{display:flex;justify-content:space-between;gap:12px;align-items:center;margin:24px 0 10px;font-weight:800}.range-row output{font-size:1.2rem;color:var(--gold)}input[type=range]{width:100%;accent-color:var(--teal)}.range-labels{display:flex;justify-content:space-between;color:#819b90;font-size:.75rem}.amounts{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:20px 0}.amount-btn{background:#112d28;border:1px solid #31564b;color:var(--text);border-radius:11px;padding:10px 5px;font-weight:850}.amount-btn.active,.amount-btn:hover{background:var(--teal);color:#06201a}.allocation{background:linear-gradient(145deg,#12382f,#102521);border:1px solid #2b594a;border-radius:22px;padding:27px;display:flex;flex-direction:column;justify-content:space-between}.big-amount{font-size:clamp(2.7rem,5vw,4.6rem);font-weight:950;letter-spacing:-.08em;color:var(--gold);line-height:1.1;margin:15px 0}.alloc-line{display:flex;justify-content:space-between;gap:12px;border-top:1px solid #315348;padding:12px 0;font-size:.88rem}.fine{font-size:.73rem;color:#8fa99e}
.faqs{display:grid;gap:10px}.faqs details{background:var(--panel);border:1px solid var(--line);border-radius:15px;padding:17px 20px}.faqs summary{cursor:pointer;font-weight:850;list-style:none;display:flex;justify-content:space-between;gap:20px}.faqs summary::-webkit-details-marker{display:none}.faqs summary:after{content:"+";color:var(--teal);font-size:1.3rem}.faqs details[open] summary:after{content:"−"}.faqs details p{color:var(--muted);font-size:.9rem;margin:12px 0 0}
footer{border-top:1px solid #ffffff12;padding:30px 0;color:#a5bbb0}.footer-row{display:flex;justify-content:space-between;gap:20px;align-items:center}.footer-row p{margin:4px 0 0;font-size:.8rem}.footer-links{display:flex;gap:17px;flex-wrap:wrap;font-size:.82rem}.footer-links a:hover{color:var(--teal)}
.modal-backdrop{position:fixed;inset:0;background:#000b;backdrop-filter:blur(7px);z-index:100;display:none;align-items:center;justify-content:center;padding:18px}.modal-backdrop.open{display:flex}.modal{width:min(490px,100%);max-height:92vh;overflow:auto;background:#0d2220;border:1px solid #31574c;border-radius:24px;padding:27px;box-shadow:0 25px 90px #0009;position:relative}.close{position:absolute;right:15px;top:14px;background:#183a33;border:1px solid #31574c;color:white;border-radius:50%;width:35px;height:35px;font-size:1.25rem}.demo-tag{display:inline-flex;border-radius:99px;padding:5px 10px;background:#392f1c;color:var(--gold);font-size:.7rem;letter-spacing:.08em;text-transform:uppercase;font-weight:900}.modal h2{margin:10px 0 4px;font-size:1.8rem;letter-spacing:-.05em}.modal p{color:var(--muted);font-size:.9rem}.custom-amount{width:100%;background:#071514;border:1px solid #35584e;border-radius:12px;color:white;padding:13px 14px;margin:8px 0 14px;outline:none}.custom-amount:focus{border-color:var(--teal)}.demo-qr{width:170px;height:170px;margin:17px auto;background:#f4f5ed;color:#0a211b;border-radius:14px;display:grid;place-items:center;text-align:center;padding:18px;border:7px solid white}.qr-box{display:grid;grid-template-columns:repeat(9,9px);gap:2px;margin:8px auto}.qr-box i{width:9px;height:9px;background:#0a211b}.qr-box i:nth-child(3n),.qr-box i:nth-child(7n){background:transparent}.demo-amount{font-size:1.15rem;color:var(--gold);font-weight:900;text-align:center}.modal .btn{width:100%;margin-top:10px}.status-message{display:none;text-align:center;background:#143d30;border:1px solid #3b8c68;color:#aef0cb;border-radius:13px;padding:13px;margin-top:14px;font-size:.9rem;font-weight:800}.status-message.show{display:block}.success-mark{width:66px;height:66px;border-radius:50%;background:#153d30;border:2px solid #5bd29a;display:grid;place-items:center;color:#80efb2;font-size:2rem;margin:16px auto}.success-mark.animate{animation:pop .55s ease both,glow 1.4s ease-in-out infinite alternate}@keyframes pop{0%{transform:scale(.3);opacity:0}70%{transform:scale(1.15)}100%{transform:scale(1);opacity:1}}@keyframes glow{from{box-shadow:0 0 0 0 #52db9a10}to{box-shadow:0 0 0 13px #52db9a18}}.receipt{display:none;margin-top:15px;border:1px dashed #4c7969;border-radius:14px;padding:16px;background:#081b18}.receipt.show{display:block;animation:pop .4s ease}.receipt h3{margin:0 0 8px}.receipt-row{display:flex;justify-content:space-between;gap:12px;padding:7px 0;border-bottom:1px solid #1f3b34;font-size:.83rem}.receipt-row:last-of-type{border-bottom:0}.receipt .demo-stamp{margin-top:12px;border:1px solid #9d7834;color:var(--gold);text-align:center;padding:7px;border-radius:7px;font-size:.7rem;letter-spacing:.12em;font-weight:900}.smallprint{text-align:center!important;font-size:.7rem!important;color:#78938a!important}
@media(max-width:1000px){.layout{grid-template-columns:190px minmax(0,1fr);gap:20px}.toplinks{gap:13px}.cards{grid-template-columns:1fr 1fr}.case-panel{grid-template-columns:1fr}.stats{grid-template-columns:1fr 1fr}.stat:last-child{grid-column:span 2}.split{grid-template-columns:1fr}.plan-intro{position:static}}
@media(max-width:720px){.wrap{width:calc(100% - 28px)}.topbar{height:68px}.toplinks{display:none;position:absolute;top:68px;left:0;right:0;background:#091a18;padding:15px 20px 20px;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch}.toplinks.open{display:flex}.menu-btn{display:block}.layout{display:block}.side{position:static;margin:16px auto 0;width:calc(100% - 28px);display:flex;gap:4px;overflow-x:auto;padding:8px;border-radius:13px}.side-label,.side-sep,.side-note{display:none}.side a{white-space:nowrap;padding:9px 11px;margin:0}.side-icon{display:none}.hero{padding:48px 0}.hero-art{min-height:220px}.hero-art svg{width:75%;opacity:.6}.stats{grid-template-columns:1fr;margin-bottom:15px}.stat:last-child{grid-column:auto}.section-head{align-items:start;flex-direction:column}.cards,.calculator-grid{grid-template-columns:1fr}.phase{grid-template-columns:1fr;gap:5px}.footer-row{align-items:flex-start;flex-direction:column}.footer-links{gap:13px}.content{padding:48px 0!important}}

/* Blue midnight theme refresh */
:root{--bg:#06101f;--panel:#0b1b31;--panel2:#102744;--line:#24466c;--text:#edf5ff;--muted:#a5bbd4;--teal:#68baff;--gold:#8bd8ff;--coral:#9aafff;--shadow:0 20px 55px #0008}
body{background:var(--bg);color:var(--text)}
header{background:rgba(6,16,31,.94);border-bottom-color:#8bc8ff20}
.mark{background:var(--teal);color:#041426}
.toplinks a{color:#d7e8fb}
.toplinks a:hover,.toplinks a.active{color:var(--teal)}
.btn{background:var(--teal);color:#041426}
.btn.ghost{border-color:#385a80}
.btn.dark{background:var(--panel2);border-color:var(--line)}
.layout{display:block;grid-template-columns:minmax(0,1fr);gap:0}
.side{display:none}
main{width:100%;min-width:0}
.hero{background:radial-gradient(ellipse at 85% 20%,#123b67 0%,transparent 35%),radial-gradient(ellipse at 5% 80%,#10294c 0%,transparent 33%)}
.eyebrow{border-color:#315d89;color:var(--teal)}
.dot{background:var(--gold)}
h1 em{color:var(--teal)}
.lead{color:#b7cbe2}
.hero-art{border-color:#244d78;background:linear-gradient(135deg,#102c4b,#09182b)}
.art-copy p{color:#a9c4df}
.stat strong{color:var(--gold)}
.kicker,.text-link{color:var(--teal)}
.card-icon{background:#15375b}
.card:hover{border-color:#4d91cf}
.pill{background:#122e4b;color:var(--gold)}
.phase time{color:var(--teal)}
.tab{border-color:#2b4f77;background:#0b1b31;color:#c0d4eb}
.tab.active,.tab:hover{background:var(--teal);color:#041426;border-color:var(--teal)}
.case-panel{background:var(--panel);border-color:var(--line)}
.case-aside{background:#102744;border-color:#2d5885}
.case-aside strong{color:var(--gold)}
.case-aside span{color:#b2cbe6}
input[type=range]{accent-color:var(--teal)}
.range-row output,.big-amount{color:var(--gold)}
.amount-btn{background:#102744;border-color:#2d5885}
.amount-btn.active,.amount-btn:hover{background:var(--teal);color:#041426}
.allocation{background:linear-gradient(145deg,#12365a,#0b1b31);border-color:#2d5885}
.alloc-line{border-top-color:#2b4f77}
.faqs summary:after{color:var(--teal)}
.modal{background:#0b1b31;border-color:#2d5885}
.close{background:#15375b;border-color:#2d5885}
.custom-amount{background:#06101f;border-color:#31577e}
.custom-amount:focus{border-color:var(--teal)}
.demo-amount{color:var(--gold)}
.status-message{background:#102e4a;border-color:#4d91cf;color:#c5e9ff}
.receipt{border-color:#4a7199;background:#08172a}
.receipt-row{border-bottom-color:#203b5d}
.smallprint{color:#8da8c7!important}
footer{border-top-color:#8bc8ff20;color:#a5bbd4}
.footer-links a:hover{color:var(--teal)}
/* Clickable dropdown menus in the top navigation */
.toplinks{gap:15px}
.navdrop{position:relative;display:flex;align-items:center}
.navdrop-btn{border:0;background:transparent;color:#d7e8fb;font-weight:800;font-size:.88rem;padding:12px 4px;display:flex;align-items:center;gap:8px}
.navdrop-btn span{color:var(--teal);font-size:1.1rem;transition:transform .2s}
.navdrop.opened .navdrop-btn span{transform:rotate(180deg)}
.navdrop-btn:hover,.navdrop.opened .navdrop-btn{color:var(--teal)}
.navdrop-menu{display:none;position:absolute;top:calc(100% + 8px);left:-12px;min-width:220px;padding:9px;background:#0b1b31;border:1px solid #2a4f78;border-radius:14px;box-shadow:0 18px 45px #0008;z-index:50}
.navdrop.opened .navdrop-menu,.navdrop:hover .navdrop-menu,.navdrop:focus-within .navdrop-menu{display:grid}
.navdrop-menu a{padding:10px 12px;border-radius:9px;font-size:.84rem;white-space:nowrap;color:#c8ddf4}
.navdrop-menu a:hover,.navdrop-menu a.active{background:#15375b;color:var(--teal)}
.menu-btn{background:var(--panel);border-color:var(--line)}
/* Expanded, readable case-study tabs and source cards */
.case-library{padding-top:50px!important}
.case-library .page-title{max-width:850px}
.case-library .lead{max-width:850px}
.case-tabs{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin:30px 0 22px}
.case-tabs .tab{min-height:96px;border-radius:18px;padding:18px 20px;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;gap:6px;text-align:left;font-size:1.05rem;line-height:1.3}
.case-tabs .tab small{font-size:.76rem;opacity:.78;font-weight:750}
.case-tabs .tab.active{box-shadow:0 0 0 2px #68baff30 inset}
.case-library-grid{display:block}
.case-group-intro{border-left:3px solid var(--teal);padding:4px 0 4px 16px;margin:10px 0 22px;color:var(--muted)}
.case-group-intro p{margin:5px 0 0;max-width:820px}
.case-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}
.source-case{background:linear-gradient(160deg,#0c2039,#09182a);border:1px solid #24466c;border-radius:22px;padding:26px;display:flex;flex-direction:column;min-height:390px;box-shadow:0 12px 35px #0002}
.source-case:hover{border-color:#4c91d0}
.source-case-top{display:flex;justify-content:space-between;gap:12px;align-items:center;flex-wrap:wrap}
.case-number{font-size:.7rem;font-weight:950;letter-spacing:.13em;color:#68baff;background:#102e4c;border:1px solid #2d5885;border-radius:99px;padding:6px 10px}
.case-place{font-size:.78rem;color:#a5bbd4}
.source-case h2{font-size:1.45rem;line-height:1.15;letter-spacing:-.035em;margin:17px 0 9px}
.source-case p{font-size:.9rem;color:#b3c7df;margin:0 0 13px}
.evidence-block,.lesson-block{padding:13px 15px;border-radius:13px;margin-top:7px}
.evidence-block{background:#0b1a2d;border:1px solid #203d60}
.lesson-block{background:#102744;border:1px solid #234a73}
.evidence-block strong,.lesson-block strong{display:block;font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--gold);margin-bottom:5px}
.evidence-block p,.lesson-block p{font-size:.83rem;margin:0;color:#bfd0e5}
.source-link{margin-top:auto;padding-top:18px}
.source-name{font-size:.74rem;color:#819bb9;margin-top:5px}
.evidence-note{margin-top:24px;background:#0b1b31;border-color:#24466c}
@media(max-width:1000px){.toplinks{gap:10px}.case-cards{grid-template-columns:1fr 1fr}.source-case{padding:21px}}
@media(max-width:720px){
 .toplinks{gap:7px;background:#06101f}
 .toplinks.open{display:flex}
 .navdrop{display:block;width:100%}
 .navdrop-btn{width:100%;justify-content:space-between;padding:12px;border-radius:10px}
 .navdrop.opened .navdrop-menu,.navdrop:hover .navdrop-menu,.navdrop:focus-within .navdrop-menu{display:grid;position:static;min-width:0;box-shadow:none;margin:0 0 8px;border-radius:11px}
 .navdrop-menu a{white-space:normal}
 .case-tabs{grid-template-columns:1fr;gap:10px;margin-top:22px}
 .case-tabs .tab{min-height:76px;flex-direction:row;justify-content:flex-start;align-items:center;flex-wrap:wrap;font-size:1rem}
 .case-tabs .tab small{margin-left:auto}
 .case-cards{grid-template-columns:1fr}
 .source-case{min-height:0;padding:22px}
 .source-case h2{font-size:1.3rem}
}